Loomis Home Mortgage

Loomis Home Mortgage helps homeowners and buyers find financing on their own terms, with a quick qualifier that shows what you're eligible for in about 60 seconds and a loan officer who walks you through the rest.

For seniors, the focus is HECM reverse mortgages — FHA-insured loans for homeowners age 62 and older that convert home equity into cash with no monthly mortgage payment required. A reverse mortgage first pays off any existing mortgage; whatever remains is yours to use as you see fit.

The process is straightforward: complete a short qualifier, review options built around your situation, compare rates and terms, and choose the offer that fits. Patrick explains the differences between reverse mortgage options plainly so families can decide together.

Patrick Leonard also handles conventional purchase loans and refinances for clients who are buying, right-sizing, or restructuring their current mortgage.